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Home loan advice & mortgage news

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Pros and cons of Owning vs Renting
What First Time Home Buyers Realize
Top 5 Hesitations
Return on Investment Strategy
The homebuying process
Real Estate Lingo
Loan Lingo
Loan Programs
A Glance at your Mortgage Payment
What factors affect my Interest Rate?
411 - On Buying a Home
The Difference Between Pre-Qualification & Pre-Approval
Documents needed
House Hunters checklist
10 Commandments for Homebuyers
Moving Checklist
Things to remember
Understanding Amortization
Credit Score Myths & Facts
9 Strategies to improve credit fast
More That Just Texas
Help a Hero
Let Legacy Help Make Refinancing Easier!
Our Mission
Financial Planning Worksheet
Three things that are all-too-common
2026 Realtor Reference Guide
Seller Contributions Tables

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Equal Housing Lender
Triton Group at Legacy Mutual Mortgage

HOME LOANS. NOT ROCKET SCIENCE.

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Phone: (210) 476-5523
Fax: (210) 526-0270
[email protected]
M-F 8:30am-5:30pm
3820 Farm to Market Road 3009 #148, Schertz, TX 78154

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Gardner Financial Services, LTD, an Equal Housing Lender, dba Legacy Mutual Mortgage, NMLS #278675, is a subsidiary of Prosperity Bank. Check licensing and registration at nmlsconsumeraccess.org. Corporate Office: 18402 U.S. Highway 281 N Suite 258, San Antonio, TX 78259. Mario Galdos, NMLS #220759, leads the branch origination team Triton Group at Legacy Mutual Mortgage, located at 3820 Farm to Market Road 2009 #148, Schertz, TX 78154. The branch is licensed in California by the Department of Financial Protection and Innovation under the Residential Mortgage Lending Act and in New Jersey by the NJ Department of Banking and Insurance. This material is informational only and not a commitment to lend. Legacy Mutual Mortgage is not acting on behalf of HUD, FHA, USDA, or any government agency. Loans not available from all originators in all states and not all loan products are available in all states. All loans are subject to credit and property approval. Not all applicants qualify. Restrictions and conditions may apply.

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