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Terms and Conditions

Gardner Financial Services, LTD. · Effective Date: October 27, 2026

1. SMS Program Description

Triton Group Home Loans at Legacy Mutual Mortgage, operated by Gardner Financial Services, LTD. ("Triton Group," "we," "us," or "our"), provides SMS/MMS communications to individuals who have opted in. The program includes mortgage-related service messages and, where separately authorized as required, marketing communications.

3. Types of Messages

  • Transactional/service: mortgage inquiries, application updates, appointments, document requests, closing information, and customer support.
  • Marketing/promotional: mortgage products, refinancing opportunities, financing offers, rate or market information, and homebuyer educational content.

Marketing messages are sent only when the required marketing consent has been obtained.

4. Message Frequency

Message frequency varies based on your inquiry, application, appointments, customer interactions, and the messaging programs to which you subscribe. Some programs may send recurring messages.

5. Message and Data Rates

Message and data rates may apply. Charges depend on your wireless carrier and mobile service plan. Contact your carrier for details about messaging fees.

6. SMS Opt-Out Instructions

To opt out, reply STOP to a text message from us. You may also withdraw consent using another reasonable method, including contacting us directly. We may send one final confirmation message after processing your request. We will honor other recognized revocation requests in accordance with applicable law.

7. Help and Customer Support

For assistance, reply HELP to a message or contact Triton Group Home Loans at (210) 476-5523 or [INSERT VERIFIED TRITON EMAIL ADDRESS].

8. Privacy and Information Security

We do not sell or share mobile phone numbers, SMS opt-in information, or SMS consent records with third parties or affiliates for their independent marketing or promotional purposes. Authorized service providers may process such information to operate our messaging program on our behalf. For details, review our Privacy Policy.

9. Mobile Carrier and Delivery Disclaimer

Message delivery depends on carrier service, network availability, and device compatibility. Carriers are not liable for delayed or undelivered messages. We cannot guarantee uninterrupted delivery. Do not rely on SMS as the sole source of urgent or legally required mortgage information.

10. Changes to These Terms

We may revise these SMS Terms & Conditions from time to time. Updates will appear on this page with a revised effective date. Additional notice or renewed consent will be provided where required.

11. Contact Information

Triton Group Home Loans at Legacy Mutual Mortgage
Legal business name: Gardner Financial Services, LTD.
Corporate mailing address: 18402 US Hwy 281 N, Suite 258, San Antonio, TX 78259
Branch: 3820 Farm to Market Road 3009 #148, Schertz, TX 78154
Phone: (210) 476-5523
Email: [email protected]
Website: tritongrouphomeloans.com

Gardner Financial Services, LTD. dba Legacy Mutual Mortgage · NMLS #278675 · Equal Housing Lender. Confirm licensing and disclosure wording before publishing.

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